Description: Outlines a generic business model for a life insurance company and concludes with thoughts on future trends and prospects.

Description: There are growing concerns that the Asian bird flu virus will evolve into a form that can be transmitted from human to human, thus unleashing a new global flu pandemic. This article uses the Spanish flu epidemic and the German life insurance portfolio to analyze the additional claims expenditure due to a pandemic.

Description: The author's comments on the future outlook for actuaries and the insurance industry. He poses many thought provoking questions about the future.

Description: This article offers an in-depth explanation of what life insurance is and how it is regulated.

Description: Examines the trends affecting the distribution system for the industry's products, and the regulatory and tax environment in which life companies operate. Also looks briefly at the state of competition in the industry.

Description: A perspective of the impact on the insurance industry after the first decade of AIDS in the US.

Description: This is the second article in a four–part series. In this article, the industry's products are examined.

Description: Some life insurers in Canada are pioneering a creative new noncontractual approach to meeting the financial needs of terminally ill insureds who may need funds for medical and living expenses. Funds are made available by lending a portion of the death benefit to the terminally ill insured. This is a loan against future death proceeds it is independent of loans against any cash value, which would be used first.

Description: Article from The Actuary, June 1972 – volume 6 - Issue 6 presents the discussions of State Taxation which was presented at the October meeting of the Actuarial Club of the Pacific States.

Description: An article on kinder, gentler mergers and acquisitions. Life insurance company mergers and acquisitions are seeing a renewal of activity. Now, however, they are being handled with a new consciousness.